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Do I need to buy Flood
Insurance? |
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Did you know that Homeowners Insurance typically does not cover flood damage?
Neither did I.
 Ever
since the floods that occurred in Nashville and the surrounding areas in May, I
have wondered if a similar weather situation occurred at my home would we be
safe or do we need to consider purchasing flood insurance?
The first thing I thought of was "How do I fiind out?" I had no idea.
After a little research I found that the USGS has a
mapping site that will help you locate the elevation of your property.
Then I wanted to see if the
FEMA flood maps were available on line. They are. I was able to
view a map of the EOC location and zoom in to see what the potential for
flooding is and where the flood zones are.
Then I discovered Floodsmart.gov.
It is a one stop shop website. You can type in your address and get a
flood risk profile as to what the risk of your property being flooded is along
with a cost estimate of what flood insurance would cost and even links to local
agents that can assist you. Some coverage starts as low as $39 a year for
contents only for renters. The average flood insurance policy costs less
than $570 a year. That may sound a little high to some, but image if you
lost your home and all the contents to flooding and still had to pay the
existing mortgage, get a new home and replace all your belongings. $570 a
year sounds pretty cheap to me!
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LEPC Speaker |
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Our LEPC speaker this month will be Brent Watkins of
InfraGard. InfraGard is a
partnership between the Federal
Bureau of Investigation and the private sector. InfraGard is an association
of businesses, academic institutions, state and local law enforcement agencies,
and other participants dedicated to sharing information and intelligence to
prevent hostile acts against the United States.
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Emergency Food & Water Supplies at
Work |
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Everyone usually thinks about
Emergency Food and Water for home, but what about at
work? I have been doing a little research this
month on food supplies. I try to make sure we
have some emergency food stored in the EOC in the
event that we have an event that keeps us from
getting out to pick up food.
I am learning that most canned and packaged foods
are only good for about a year. So I started
looking at some alternatives. We already have
some MRE's stored in the EOC, which are good for
about 4 years. The other type of food for
emergencies is freeze dried food. I have never
tried any of it before, but I had a some tell me
about a website called
Food
Insurance. So I decided to check it out.
I am not endorsing any particular vendor for these
items, but this site had some very interesting
products. The ones that really caught my eye
were the Emergency Plus and Essentials Packs.
Two weeks worth of food for one adult (3 entrees a
day), reusable heat source, cooking tin, matches and
water filter all in a convenient back-pack so that
you can either store at work or grab it and go from
home if need be. Starting at 199.00 with a 25
year shelf life, this sounds like a pretty good plan
for your emergency food needs. I
may just have to pick one of these up and bring it
to the next EOC so you all can check it out.
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LEPC
Meeting |
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The LEPC meeting is held on the 3rd Thursday
of each month at 8 am.
Thursday
July 15th , 2010
The
meeting will be held at the EOC (Emergency
Operations Center) at 605 Bernard Ave.
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Breakfast Sponsor |
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We are in for a real treat this month.
Brian Hitch and his wife Denise work for UT
Medical Center, Brian in Security/Police,
Denise as a nurse. However, Brian said her
true calling should have been a Bed and
Breakfast Hostess. Check out this amazing
menu for the LEPC Breakfast!!
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Biscuits
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Ham
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Homemade Apple Butter
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Sausage & Cream
Cheese Crescent Rolls
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Spinach Quiche Muffins
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Raspberry, Strawberry,
Kiwi, Apple Fruit Salad
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Cinnamon Coffee Cake
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Mango / Apricot Mimosa
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