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   July 2010  
 
 Do I need to buy Flood Insurance?

Did you know that Homeowners Insurance typically does not cover flood damage?   Neither did I.

Ever since the floods that occurred in Nashville and the surrounding areas in May, I have wondered if a similar weather situation occurred at my home would we be safe or do we need to consider purchasing flood insurance?

The first thing I thought of was "How do I fiind out?" I had no idea.  After a little research I found that the USGS has a mapping site that will help you locate the elevation of your property.  Then I wanted to see if the FEMA flood maps were available on line.  They are.  I was able to view a map of the EOC location and zoom in to see what the potential for flooding is and where the flood zones are.

Then I discovered Floodsmart.gov. It is a one stop shop website.  You can type in your address and get a flood risk profile as to what the risk of your property being flooded is along with a cost estimate of what flood insurance would cost and even links to local agents that can assist you.  Some coverage starts as low as $39 a year for contents only for renters.  The average flood insurance policy costs less than $570 a year.  That may sound a little high to some, but image if you lost your home and all the contents to flooding and still had to pay the existing mortgage, get a new home and replace all your belongings.  $570 a year sounds pretty cheap to me!

 

 LEPC Speaker

Our LEPC speaker this month will be Brent Watkins of InfraGard.  InfraGard is a partnership between the Federal Bureau of Investigation and the private sector. InfraGard is an association of businesses, academic institutions, state and local law enforcement agencies, and other participants dedicated to sharing information and intelligence to prevent hostile acts against the United States.


 

Emergency Food & Water Supplies at Work

Everyone usually thinks about Emergency Food and Water for home, but what about at work?  I have been doing a little research this month on food supplies.  I try to make sure we have some emergency food stored in the EOC in the event that we have an event that keeps us from getting out to pick up food.

I am learning that most canned and packaged foods are only good for about a year.  So I started looking at some alternatives.  We already have some MRE's stored in the EOC, which are good for about 4 years.  The other type of food for emergencies is freeze dried food.  I have never tried any of it before, but I had a some tell me about a website called Food Insurance. So I decided to check it out.

I am not endorsing any particular vendor for these items, but this site had some very interesting products.  The ones that really caught my eye were the Emergency Plus and Essentials Packs.

72 hour kits


Two weeks worth of food for one adult (3 entrees a day), reusable heat source, cooking tin, matches and water filter all in a convenient back-pack so that you can either store at work or grab it and go from home if need be.  Starting at 199.00 with a 25 year shelf life, this sounds like a pretty good plan for your emergency food needs.    I may just have to pick one of these up and bring it to the next EOC so you all can check it out.


      LEPC Meeting

 

The LEPC meeting is held on the 3rd Thursday of each month at 8 am.

 

Thursday

July 15th , 2010

 

  The meeting will be held at the EOC (Emergency Operations   Center) at 605 Bernard Ave.


 Breakfast Sponsor

We are in for a real treat this month.  Brian Hitch and his wife Denise work for UT Medical Center, Brian in Security/Police, Denise as a nurse. However, Brian said her true calling should have been a Bed and Breakfast Hostess.  Check out this amazing menu for the LEPC Breakfast!!

~ Biscuits

~ Ham

~ Homemade Apple Butter

~ Sausage & Cream

     Cheese Crescent Rolls

~ Spinach Quiche Muffins   

~ Raspberry, Strawberry,

      Kiwi, Apple Fruit Salad

~ Cinnamon Coffee Cake

~ Mango / Apricot Mimosa  


LEPC Sign In Sheet
 

View a copy of the LEPC sign in sheet.

 

November 2009

December 2009

January 2010

 

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National Preparedness Month - September 2010 (Register to become a Coalition Member) graphic